Privacy Policy

1. Introduction

Welcome to Life Insurance Protection ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By using our website, you consent to the data practices described in this policy. If you do not agree with the practices described in this policy, please do not use our website.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide to us when you:

• Complete our coverage checkup quiz or forms
• Request a callback or contact us
• Use our self-serve portal
• Subscribe to our newsletter or communications

This information may include:

• Name, email address, and phone number
• Family information and coverage goals
• Budget preferences and product interests
• Timeline for obtaining coverage
• Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior, including:

• IP address and location data
• Browser type and version
• Pages visited and time spent on pages
• Referring website addresses
• Device information

3. How We Use Your Information

We use the information we collect for the following purposes:

• To Provide Services: To respond to your inquiries, provide insurance quotes, and assist with your coverage needs
• To Communicate: To contact you regarding your requests, provide information about products and services, and respond to your questions
• To Improve Our Services: To analyze website usage, improve user experience, and develop new features
• To Comply with Legal Obligations: To comply with applicable laws, regulations, and legal processes
• To Protect Rights: To protect our rights, privacy, safety, or property, and that of our users

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• With Insurance Carriers: To obtain quotes and process applications, we may share your information with licensed insurance carriers and their authorized representatives
• With Service Providers: We may share information with third-party service providers who assist us in operating our website, conducting business, or serving users (e.g., hosting, analytics, customer service)
• For Legal Compliance: We may disclose information if required by law, court order, or government regulation
• To Protect Rights: We may disclose information to protect our rights or the rights of others, prevent fraud, or ensure safety
• With Your Consent: We may share information with your explicit consent

5. Data Storage and Security

Your information is stored securely using industry-standard security measures, including:

• Encrypted data transmission (SSL/TLS)
• Secure cloud storage through Firebase (Google Cloud Platform)
• Access controls and authentication
• Regular security assessments

While we implement reasonable security measures, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us using the information provided in the Contact section below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user preferences. You can control cookie preferences through your browser settings. However, disabling cookies may limit certain website functionality.

8. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier portals and self-serve platforms. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our website after such changes constitutes acceptance of the updated policy.

11. State-Specific Privacy Rights

Residents of certain states (including California, Virginia, Colorado, and others) may have additional privacy rights under state laws. If you are a resident of such a state, you may have the right to:

• Know what personal information is collected and how it's used
• Request deletion of personal information
• Opt out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising privacy rights

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: